Factors Influencing Credit Risk and Insurance Risk in General Insurance of Indonesia : Technical Reserve Ratio and Reinsurance Ratio (Financial Management Literature Review)

This article is a Literature Review to see whether there an effect of the Technical Reserve ratio and Reinsurance on credit risk insurance in General Insurance Indonesia. The purpose this scientific build causality research hypothesis between variables so that it can be used for further research. topic discussion area ​​​​financial management science. method writing Library Research with sources books, journals articles contained online media such as Google Scholar, Mendeley, gate other academic media. From literature review, concluded 1) has risk; 2) 3) 4) 5) affects risk. Apart from these 2 exogenous affect endogenous risk, are many factors including loss ratio, current total assets variables.